“Current bank cards will disappear: this is what the next ones will look like”
The preferred payment method of the French will experience some changes.
They are in the wallets of almost all French people. Only a few, especially the oldest, still resist it. The bank card is the preferred means of payment. in France: 14 billion transactions were carried out recorded in 2022. This small rectangle with chip, of which 76 million copies are in circulation in the country, will however transform in the months and years to come. coming.
It's not going to happen overnight, but the changes are already happening. initiated. Future bank cards that will be issued will no longer have the same appearance, for two different reasons.
Customers of some banks already have it. noticed: their CB no longer has the numbers in relief. A novelty applied to The Banque Populaire, the Caisse d'Epargne, Crédit Mutuel, as well as in all online banks, according to a census carried out by Money Vox. BNP, Company In general, Crédit Agricole and LCL are still hostile to it.
The 16 digits of these new generation credit cards are also easier to use. read, no longer on a single line. The locations of the holder's name, expiration date and cryptogram have been changed. also reviewed. But these are not the only changes.
Few people pay attention to it but, on the back of each card, there is a black stripe. It is not a simple decorative element but a functionality… that no one uses. This is a magnetic strip. At one time, we swiped the bank card on the side of the card. of the payment box. Some still use it, particularly in America, but it has become marginal.
Thus, future Mastercard bank cards issued from 2024 in Europe, therefore in France, will no longer have a magnetic strip on the back. The payment system company made the announcement in 2021. Requested by Linternaute, the American brand did not wish to make the announcement. express itself on the deployment of its new cards. However, one thing is certain: 'By 2033, no Mastercard credit and debit cards will have a magnetic strip.'
On the other hand, Visa, the other main issuer of bank cards, “does not plan to remove magnetic strips on payment cards in the near future”, as the brand says ;indicated à Linternautebecause "it enables transactions for people and businesses who may not yet have access to the internet. a card with chip."