Starving pensions await future retirees!
According to the “Super Express” portal, future retirees cannot calmly think about what the autumn of their lives will look like. The benefits they will receive are not enough. The tabloid reached a person who, after many years of working on premium contracts, can only count on a pension of PLN 1,000. How to deal with this problem?
Poles must prepare for starvation retirement
The situation of people who are currently retired is extremely difficult , even more so when we take into account the rampant high prices and high inflation. Unfortunately, future retirees cannot count on the fact that in the fall of their lives they will be in a better situation than the current seniors.
Those who retire in the next 10-15 years must take into account the low benefits. “Super Express” gave as an example the 50-year-old Mrs. Izabella from Warsaw, who at present ZUS calculated the pension in the amount of PLN 880. After another decade of work, her pension will be around PLN 1075.
This amount is already unsustainable in the future it will be all the more difficult. The low benefit in the case of Izabella's trunks is due, inter alia, to the fact that the woman looked after the child for about 10 years. The woman admitted that work after reaching retirement age is out of the question due to her health condition, which is already bad.
How do I increase my pension?
Experts point out that current 40- and 50-year-olds can increase their future benefits. One of the main ways to do this is not to retire when you reach the legal retirement age. This will allow us to increase the amount of the benefit paid to us.
It is also worth choosing additional savings in the form of employee capital plans (PPK), employee pension programs (PPE), individual retirement account (IKE), individual retirement security accounts (IKZE).
Have you decided on which one of the saving options?