How not to let money “slip” out of your wallet

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July 25, 2022, 18:32 | Business

Being penniless is not a sentence.

How not to let money

If you are constantly short of money, there are 2 main reasons for this, informs Ukr.Media.

First, you are a spendthrift, unable to keep only that the salary received.

Secondly, you have not yet learned how to correctly multiply money, but this matter can be quickly remedied.

So, here's how to keep money from slipping out of your wallet:

Is there such a thing as the 'perfect job'?

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The ideal, like beauty, is always in the eye of the beholder.

In other words, if you are not satisfied with today's work (or salary), then you shouldn't put up with it and rape yourself with a job you don't like.

Work is always “higher than the roof”. If there are no suitable options in your region, then no one prevents you from retraining for a popular specialty or finding a remote job. The main thing here: your desire and a good Internet (which allows you to take professional retraining courses online).

Earn "financial fat"< /p>

Accumulations are absent in the majority of people. binds them to today's workplace. After all, when your hands are tied with no money or credit, you simply cannot think about anything else.

Therefore, first of all, start collecting money – even if you have a microscopic (by average standards) salary. A stash will allow you, firstly, to sleep much better at night and, secondly, give you the opportunity to settle into a new workplace.

We don't need a reason to save money

We have to do it automatically, without thinking and without feeding ourselves with promises that "I will definitely start collecting money tomorrow".

We must have a solid stockpile – because we do not know what tomorrow will bring us: "good" or "bad".

It is not for nothing that they say: "hope for the best, but prepare for the worst".

Rules of money for "hard times"

If you do all of the above, then you have 2 steps left to do.

Step one – "live within means", i.e. "income and expenses".

The second step is to "not sit on your butt flat", but actively seek opportunities for professional development and additional earnings.

And another step to the future is to invest and get rich. To do this, make it a rule to invest 10-20% of every income you receive (by regularly buying currency, index funds and other assets).

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