Pension reform: 64 years, 1200€… Changes in the Senate? The summary

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“Pension reform: 64 years, 1,200 euros… Changes to the Senate? The summary”

Pension reform: 64  years, 1200€... Changes in the Senate  /></p>
<p>PENSION REFORM. Since Thursday, March 2, 2023, the pension reform project has been debated in the Senate. In all, more than 4,700 amendments must be studied until March 12. </p>
<p><strong>[Updated; day 3 </strong><strong>March 2</strong><b>023   11:06 p.m.] </b>After the lyrical flights, the heated debates and, in general, a certain agitation which did not allow the examination of the totality of the of the pension reform bill to the National Assembly, it is now in the Senate that the rest of the adventures have been played out since this Thursday, March 2, 2023. If the president of the upper house, Gé ;rard Larcher, hopes to be able to do better than the Assembly by going "to the end" of the examination of the text, the task promises to be difficult again.</p>
<p>Admittedly, senators have more time than deputies to debate, but will the 110 hours of discussions planned until March 12 be enough when more than 4,700  ;amendments have been deposited? Timetable, drop in the legal age from departure to retirement, minimum pension, long careers, special schemes… The summary; of this pension reform project which is attracting all the attention of the moment.</p>
<h2>What is the plan for the 2023 pension reform? Summary</h2>
<p>The pension reform should indeed be integrated into the a future amending security financing bill (PLFRSS). An asset for the government, which should thus be able to benefit from recourse to 49.3 unlimited; as is the norm in texts that concern the budget. Normally, this famous 49.3  can only be used once per parliamentary session. With such a device, the government will be able to to draw the famous 49.3  on the various points of friction, from the decline of the legal age of departure to retirement at; hardship, through long careers, even if, a priori, he should not need it, the Republicans seem rather ready to cooperate despite some reluctant. </p>
<p>Monday January 23, the Minister of Labor Olivier Dussopt wished to focus on a central point: the creation of the famous <strong>index on the employment of seniors</strong>. This system should make it possible to “measure the involvement of companies with more than 300 employees for job retention and recruitment with an obligation to advertise” he indicated. If the publication of the index is not respected, a<strong>financial penalty</strong> corresponding to <strong>1% of the cost of his payroll</strong> will be applied. Attention, if the refusal to publish the index is sanctioned, no sanction is foreseen for a lack of result. In other words, if the employment of seniors does not progress in a company, the latter will not be sanctioned; however.</p>
<p>The project is also accompanied by an impact study revealing certain inequalities between women and men. According to; According to the report, on average, a woman will have to work 7 months longer with the reform, compared to 5 additional months for men. And until 9 months older for a woman born in 1972, four months older than a man. A return to the postponement of the legal age would amount to "renounce the financial balance of the system" declared the Minister of Labor Olivier Dussopt. On Wednesday, January 25, during questions to the government from the Senate, the minister defended the text tooth and nail: "the reform we are carrying out provides protections for women, you have to badly hear it. Raising the basic minimum contribution precisely makes it possible to target the most vulnerable. This is our priority." To try to see more clearly, here are the <strong>8 points to be made. remember</strong> concerning the pension reform project:</p>
<ul>
<li>Decrease in the legal retirement age from 62 to 62; <strong>64 years old</strong></li>
<li>Extension of the <strong>duration of contributions </strong> 43 years old</li>
<li>Creation of a minimum pension at 85% of minimum wage: <strong>1 1,200 euros gross</strong></li>
<li>New scheme for <strong>long careers</strong> (early departure) </li>
<li>Better consideration of <strong>arduousness</strong> (widening of C2P)</li>
<li>Towards the abolition of certain <strong>special schemes ;cials</strong> (RATP, IEG)</li>
<li>Creating a "​​<strong style=senior index" with sanctions in the event of non-compliance

  • Age at cancellation of the discount strong> stay at; 67 years old
  • Why does the government want to implement the pension reform? Explanations

    The government wants to implement this new 2023 pension reform to ensure the survival of the pay-as-you-go pension system so dear to France. France. The executive is based first of all on the increased life expectancy. We live longer, so we can work a few extra years. The number of retirees, he grows faster than the number of assets. And this figure should know a constant increase in the years to come. come. 16.8 million retirees in 2020, and up to 23 million in 2070. A big acceleration should be felt around 2040 with the arrival at the retirement of the baby-boom generations. Problem, it is indeed the working people who contributeto pay retirees' pensions. Hence the desire for the government to "rebalance" this pension system which calls for greater funding.

    What is the timetable for the pension reform?

    The pension reform project has followed a very specific legislative path since the official announcement on January 10, 2023. to a future amending security financing bill; Social (PLFRSS). Here are the key dates to follow. Remember:

    • January 23, 2023: presentation to the Council of Ministers
    • February 6, 2023  : exam   the National Assembly
    • March 2, 2023: examination in the Senate
    • March 26, 2023: end of discussions in the Senate
    • September 1, 2023: entry into force of the reform?

    Who is affected? by the pension reform in 2023?

    After the transition from 60 to 62 years old in 2010 (Woerth reform), Emmanuel Macron wishes to move on to 64 years oldwith an acceleration of the contribution period, which will reach 43 years and 172 quarters. It is the 1968 generation which will be the first to having to wait 64 years to benefit from a retirement at full rate. You are concerned ? Here is the new legal starting age, based on your year of birth:

    • Generation 1961: 62  years and 3 months, in 2023
    • Generation 1962: 62 years and 6 months, in 2024
    • Generation 1963: 62  years and 9 months, in 2025
    • Generation 1964: 63 years old in 2026
    • Generation 1965< /strong>: 63 years and 3 months, in 2027
    • Generation 1966: 63 years and 6 months, in 2028
    • < li>Generation 1967: 63 years and 9 months, in 2029

    • Generation 1968: 64 years in 2030

    What fate is reserved? to long careers in pension reform?

    “We are going to take better account of long careers, by maintaining a certain number of measures, such as the system of early departures”, explained the Minister of Labor Olivier Dussopt, Monday, January 23 during the account – report of the Council of Ministers. With its pension reform, the government intends to make the long career system more "adapted", as indicated by the government. Prime Minister Elisabeth Borne in an interview with the Journal du Dimanchepublished Saturday, February 4. The Minister also announced, during this interview, that the long career scheme will be extended to people who have started their careers. to work between the ages of 20 and 21, and that they “will thus be able to leave at 63 years". 

    In the long career system of the current pension system, a person who has started to working before the age of 20 can leave at the retirement two years to grave; in advance, when a person who entered working life before the age of 16 can benefit from an early departure; of four years. With the pension reform, which sets the legal retirement age at 64 years old, people who started workers between the ages of 18 and 20 will be able to retire two years earlier than the new legal starting age of 62. People who started to work at; 17 years will be able to they claim to a start at; retirement at; 61 years, etc… In detail, if you have validated; at least five quarters before age 20 (with 43 years of contribution and 172 quarters), it will be possible to leave at retirement at:

    • 58 years old : if you started to working at14 years
    • 59 years old: if you started to work at; 15 years old
    • 60 years old: if you started to work at; 16 years old
    • 61 years old: if you started to working at 17
    • 62:  to work between 18 and 20 years old
    • 63 years old: if you started to working between 20 and 21

    Towards the end of the special regimes with the pension reform? Officials

    For more than three years, the abolition of special schemes has been in the government's small papers. Facing the grumbling of contributors to special schemes, the latter reviewed his copy. It plans to prohibit access to special schemes for new hires in the professions concerned. In other words, old people will keep their special scheme, but new people will no longer have access to it. The limit is: to stay attached; to its special scheme, the employee must be at less than 17 years from retirement, in 2020. This is the famous "grandfather clause". Please note, the increase in the legal starting age should start a little later for these special schemes. The Woerth reform of 2010, which raised the legal starting age of 60   62 years, will not be fully effective until 2024. Companies employing these employees could therefore be forced to establish a period of convergence with the other schemes.

    Monday 30 January, the disappearance of special diets  was acted in the social affairs commission at; the National Assembly. Those of the RATP, the electricity and gas industries and the Banque de France will therefore cease if the reform comes to pass. come into force. The dancers from the Paris Opera, the dockers, and the Comédie Françaisethem, will not be impacted. This special diet should not move one iota. À note that in the civil service, the advantageous method of calculating the retirement pension, which consists of based on the last six months of the career (often the best paid) against the best 25 years for the private sector, should be kept.

    Monday January 23 , during the Report of the Council of Ministers, the Minister of Public Service Stanislas Guérini  affirmed that the pension reform measures will be applied " ;metric" to officials. "We have decided; to preserve the fundamentals of the system for civil servants”. The executive is considering the integration of progressive retirement devices, the portability rights associated with active categories, taking into account the end of career of active categories or the integration of years spent as a contract worker. Finally, "a prevention fund and professional attritiondedicated to public service carers" will be created, as announced; the Minister of Labor Olivier Dussopt, Monday 23 January during the same press briefing. The amount of this fund will reach 1 billion euros.< /p>

    Soon a minimum retirement at 1 200 euros gross, but for whom?< /h2>

    40,000. This is the number of retirees who should be able to hope, according to the Minister of Labor on February 15, to receive a "minimum pension" to up to 85% of the Smic, or just under 1,200 euros if the pension reform comes to an end. enter into force at summer 2023. Finally, it will be rather "between 10 000 and 20 000 people", rectified Olivier Dussopt in a letter senté to the deputy of the Socialist Party Jérôme Guedj. Courier that this one did not miss; to post on Twitter. A new cold shower as the very first statements of the government during the presentation of the reform on January 10th clearly stated that all retirees would be concerned. s.

    What could be the new hardship-criteria? in the 2023 pension reform?

    The hardship? at work is one of the government's priorities in this 2023 pension reform. In this logic, access to the C2P (professional account prevention) should be expanded to new employees, more than 60,000 more per year, affirmed; the government on Tuesday. This system makes it possible to accumulate points so as to leave earlier at retirement, based on six hardship criteria; : night work, work in alternating successive shifts, repetitive work, activities in a hyperbaric environment (under water, nuclear reactor confinement ), extreme temperatures or even noise. 

    Carrying heavy loads, awkward postures and mechanical vibrations, three criteria of hardship. who had been abandoned in 2017, should not be reinstated as the unions would have liked. Nevertheless, the employees concerned will be offered"reinforced medical follow-up"  from mid-career. On medical advice, these same employees may obtain an adjustment of their position and/or working time. It will also be possible for them to benefit from enhanced access. to a conversion. In the most critical cases, an early departure; to from the age of 62 can finally be offered to them.

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