Insurance: auto, home, your bill will explode in 2025

© Pixabay/Pexels.com

Home, health, and auto insurance: we can look for a long time for good news on the pricing front, but there is none. According to forecasts from several specialist firms, we should indeed expect significant price increases on these different files. A quick overview.

Mutual insurance companies are going to increase

The prices of supplementary health insurance are likely to explode next year. The increase is estimated at 6 to 8% according to Facts & Figures, while Addatis anticipates a 9 to 11% increase.

Among the causes mentioned, we find the revaluation of consultations which will increase from 26.50 to 30 euros from December for general practitioners. At the same time, those of specialists (dermatologists, gynecologists, geriatricians, etc.) will also be revised upwards.

Quoted by Le Figaro, Cyrille Chartier-Kastler, founder of the consulting firm Facts & Figures, comments as follows: “Individual health insurance plans should increase more than group company insurance plans, which are more numerous.” He specifies that these increases are independent of those linked to the aging of the insured. Enough to create real frustration among the latter.

200% Deposit Bonus up to €3,000 180% First Deposit Bonus up to $20,000

Soaring car insurance prices

The trend is the same for car insurance premiums, which should jump by 5 to 6% in 2025. Quoted by the site 60 millions de consommateurs, Facts & Figures point out ” the persistent drift in the price of new spare parts and the deterioration in the behavior of the French behind the wheel since the beginning of the year “. And this despite the liberalization of the market in 2023 which should produce positive effects soon, according to experts.

Soaring home insurance rates

The worst is yet to come for multi-risk home insurance, which is expected to see its rates increase by 8 to 20% next year. This time, it is the floods that have multiplied in 2024 that are particularly to blame.

Moreover, the government has decided to increase the contribution rate linked to natural disasters paid by policyholders. The latter will increase from 12 to 20% in 2025, which can be understood given the increase in risks linked to climate change, but which will also increase customers' bills.

This information is all the more unfortunate since we learned this morning that the government is studying the idea of ​​increasing a tax on electricity. Enough to make bills soar again. To find out more, you can read our article here.

Have you ever noticed increases in the prices of your insurance ? Tell us in the comments.

What to remember :

• The prices of car, home and supplementary health insurance will increase in 2025
• Various parameters explain these increases
• This is bad news for the purchasing power of the French

📍 To not miss any news from Presse-citron, follow us on Google News and WhatsApp.

[ ]