Meria (2024 review): the service that consolidates your crypto assets

© Meria

Behind the hushed scenes of prestigious family offices and in cafés around the world, the same question resonates: how to navigate the tumultuous ocean of cryptocurrencies efficiently and manage your assets securely?

On one side, seasoned wealth managers juggle diversified portfolios while on the other, curious millennials take their first steps in this digital universe. Between these two worlds, a bridge is emerging: Meria. Since its creation in 2017, Owen Simonin, founder and CEO of the service, has tirelessly repeated: “our mission is to make investing in cryptocurrencies accessible to everyone.”

A crypto advisor in your pocket

is a French investment platform that has been registered as a PSAN (Digital Asset Service Provider) with the AMF since 2021, and which is shaking up established codes by offering an ecosystem where professionals and novices finally find common ground. Gone are the days when cryptocurrencies were synonymous with complexity: Meria is positioning itself as the Swiss army knife of crypto investment.

Good deal: our readers can benefit from a welcome bonus of up to 20 euros in . You can receive 10 euros from the first deposit of funds (or for a spot purchase of at least 100 euros) and 10 euros if these 100 euros are invested in staking or lending.

From Metz in Lorraine, the Meria team has designed a platform that speaks the language of all investors. For beginners, Meria presents itself as a welcoming entry point: the refined interface allows you to buy Bitcoin, Ethereum – as well as around fifty other cryptocurrencies – in just a few clicks, without getting bogged down in sometimes technical jargon. Staking then allows these crypto assets to grow with attractive interest rates. Released in January, the mobile application (iOS and Android) allows users to react as quickly as possible in the event of an opportunity.

How to buy cryptocurrencies with Meria ?

Whether you are familiar with the world of cryptocurrencies or you are making your first investment, our opinion is that Meria offers a simple and clean interface that will allow you to buy your cryptocurrencies in a few clicks. This is valid both from the computer version and from the mobile application.

The first step is to choose the cryptocurrency from the list:

The list of all assets available at Meria © Meria

A click then allows you to have a view of the graph; you can then choose to invest in cryptocurrency:

The price of cryptocurrencies at Meria, with the possibility of buying them © Meria

Once you have clicked on “invest”, a window opens and allows you to choose the amount you want to invest in spot: Meria then gives you an exchange rate (crypto/euro) and you just need to validate the latter to proceed with the transaction. The platform allows you to make this spot purchase by bank card (including Apple Pay or Google Pay), via xMoney or through your Meria – wallet that you will have previously funded by bank transfer or via a cryptocurrency deposit.

© Meria

The mobile app offers a similar journey: you choose the cryptocurrency, the amount, and you make a spot purchase with the rate offered by Meria. The company charges a commission of 0.99% on the amount in a very transparent way.

The mobile application offers a similar route © Apple Store

Bundles thematic bundles, a kind of ready-to-use basket of several cryptocurrencies (which the #8217;we could almost compare to crypto ETFs), are also an ideal gateway to diversify your investments without any hassle. For example, you can invest in the “Top 5 Market Cap&amp ;#8221;, a basket of the 5 largest cryptocurrencies. to have a global exposure to the market. You choose the weighting of each asset and the amount associated with each cryptocurrency.

In order not to lose its customers, Meria has focused on three bundles: Top 5 Market Cap, Decentralized Finance (DeFi) and Blockchains Layer 1. Through the latter, you will be able to invest in Ethereum, Solana, Avalanche, MultiversX and Cosmos in one go. This exposes you to a popular theme without complicating your life.

200% Deposit Bonus up to €3,000 180% First Deposit Bonus up to $20,000

You choose the bundle and the percentage associated with each cryptocurrency in the cart © Meria

Once you have chosen your thematic bundle, you have a window that appears with the summary of your investment. All you have to do then is choose the payment method to validate your purchase.

Overview of an investment on the Decentralized Finance bundle © Meria

For those who do not master the subject of cryptocurrencies but who do not want to miss the boat, discretionary management is available thanks to a team of experienced advisors – and for a minimum contribution of 30,000 euros.

Make your cryptos grow

Generating capital gains on the rise in the price of cryptocurrencies is good, but did you know that you can also generate interest on them?? There are two popular methods that allow you to optimize your assets, and they are available at Meria: staking and lending. Few traditional platforms allow you to benefit from these solutions to generate a supplement, which is why Meria is appreciated for bringing everything together in one place.

To get technical, staking consists of immobilizing your cryptocurrencies on a blockchain and thus contributing to its security – in exchange for which you are paid in the form of interest. On the other hand, lending offers the possibility of lending your cryptocurrencies to other users. In exchange, you receive interest on the funds lent, a bit like a modern banker in the world of cryptos. In both cases, you will receive interest on cryptocurrencies that you have blocked for a more or less long time.

Cryptocurrencies available for staking © Meria

Above, you can see some of the cryptocurrencies available for staking at Meria: for example, staking Polygon allows you to earn a gross annual return of 4.90%. Rather than keeping your Polygon in a wallet doing nothing, waiting for the price to rise, you might as well stake it to earn this 4.90% per year – in addition to the possible performance of the cryptocurrency itself. For each token, a lockup period is indicated. It's generally the same principle for lending.

The Meria Academy

For those who want to understand the essentials of cryptocurrencies, Meria has set up a space with dozens of contents that allow you to learn about this emerging universe. Whether it is to understand the ’spot” purchase of cryptocurrencies, new cryptos, how stablecoins work or discover the latest offline storage wallets, you will understand everything about the challenges of this ecosystem.

These contents are reminiscent of the emblematic founder of the company, Owen Simonin, who is also known for his YouTube channel Hasheur – which has almost 700,000 subscribers and which democratizes cryptocurrencies through educational videos.

The content of the Meria Academy © Meria

Referred to wealth managers

If the general public is the core target of the company, and you can make up your own mind, is also able to address financial professionals: Financial investment advisors (CIF) and wealth managers (CGP) find specific tools to integrate cryptocurrencies into their offers. For this audience of financial professionals, Meria allows them to offer exposure to digital assets to their clients in a secure and regulated manner.

As the Bitcoin price approaches its historic high and the global economic context favors this alternative asset class, Meria is multiplying its successes. Today, no fewer than 100,000 users use its service to manage their crypto assets, and perhaps even more soon with a possible bull run looming.

Good deal: our readers can benefit from a welcome bonus of up to 20 euros in . You can receive 10 euros from the first deposit of funds (or for a spot purchase of at least 100 euros) and 10 euros if these 100 euros are invested in staking or lending.

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In partnership with Meria