Motorists “forgotten” by their insurance, here’s how to check that you will be in compliance on April 1st

The insurance certificate goes digital for all motorists on April 1, but some policyholders do not appear in the control file.

Less paperwork, fewer costs (printing, shipping), the disappearance of the green sticker from car windshields à from April 1, 2024, should provide relief to the French and enable savings for insurance companies. 40 years old, this little piece of paper was used to justify to the police that your vehicle was well insured, a legal obligation in France to be able to travel. In a few days, every motorist will be able to drive without a sticker or even a certificate, this document that we receive once a year with our little badge. He will be able to do this without risking a fine. Which obviously does not mean that car insurance will become optional.

However, like the driving license and soon the registration document, the insurance certificate is ready to be used. take the step of dematerialization. From now on, the police and gendarmerie will systematically consult the Insured Vehicle File (FVA) to find out if a motorist is in compliance. This file, created in 2016, is powered by by the insurance companies themselves. So you normally don't have anything to worry about. do… unless you are one of the "forgotten" policyholders, those whose insurance contracts have not been ;eacute;té saved in the new software.

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And there are! According to Le Parisien, which relies on figures from France insurers and the Association for Management of Information on Risk in Insurance (Agira), reliability& ;eacute; of the Insured Vehicle File was 99.3% at the start of 2024. Which means that 0.7% of the insured, therefore a non-negligible number of motorists, are not included there. In other words, all these drivers could be fined in the coming days for lack of insurance, an offense which is punishable by a fine of 600 euros, which can even go up to 600 euros. 1 500 euros in case of surcharge for late payment.

To avoid risking such a mishap, you have the option of: to check that your vehicle has been properly repaired. recorded in the FVA. To do this, simply go to the website www.fva-assurance.fr and enter the car registration number and the vehicle registration number. #39;registration found on the registration document. You can also do this by telephone by calling 01 83 64 32 22.

If, like 99.3% of policyholders, your car is in the database then you can rest easy. On the other hand, if your vehicle does not appear on the website or on the voice server then we can only strongly advise you to contact your vehicle company quickly. insurance. She will do what is necessary to resolve the "bug" and ensure you can take the road with peace of mind.