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France is witnessing a major transformation of its vending machine network. In Montreuil, in Seine-Saint-Denis, the initial feedback is clear: users are already adopting these new machines labeled “Cash Services”. A change that is accelerating as BNP Paribas, Société Générale and Crédit Mutuel are joining forces to deploy these new-generation ATMs.
A unified interface that preserves your habits
The new ATMs are distinguished by their sober appearance, sporting the characteristic matte black of “Cash Services”. But this makeover hides a deeper revolution. The neutral interface at startup gives way to the familiar environment of your bank as soon as you insert your card.
The company 2SF, manager of these new ATMs, does not intend to stop there. Its ambition? Deploy more than 10,000 distributors on nearly 7,000 sites by 2026. A colossal investment of several hundred million euros per year that is reshaping the French banking landscape.
The end of banking deserts ?
The reduction in the number of traditional ATMs is worrying. However, innovative solutions are emerging. In Aigre, in Charente, Mayor Renaud Combaud has taken the lead. By collaborating with the Swedish company Loomis, the town has installed its own ATM. Result ? Nearly 2,000 monthly uses and satisfied merchants who can maintain their card payment policy with a minimum purchase.
200% Deposit Bonus up to €3,000 180% First Deposit Bonus up to $20,000This local initiative illustrates a broader phenomenon. Cash-in-transit drivers, traditionally limited to transporting money, are becoming major players in access to cash. Loomis, Euronet and Brink’s now respond to calls for tender from municipalities neglected by traditional banking agencies.
The French people’s attachment to cash is not weakening. Despite the rise of mobile and contactless payments, demand for cash is up 15% this year according to Compte Nickel. Average withdrawals in Aigre range between 80 and 90 euros, proof that cash remains a pillar of daily transactions.
The ongoing transformation responds to a dual challenge: maintaining access to cash while modernizing banking services. The 2SF consortium promises to preserve the level of service despite a reduction of around 30% in the total number of ATMs. A streamlining that comes with new features and better geographical distribution.
- Traditional ATMs are giving way to shared machines managed by 2SF, a joint initiative of several major French banks
- New technologies such as facial recognition will soon arrive in France
- Access to cash is being reinvented in rural areas thanks to innovative solutions such as mobile ATMs and partnerships with cash-in-transit operators
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