Why do credit card scams occur mainly on Sundays and Mondays ?

© Eduardo Soares/Unsplash

For several years now, perpetrators of malicious acts have been overflowing with ingenuity to find new schemes, aimed at extracting a few precious euros from their victims. Recently, it is the “mule fraud “, a relatively unknown technique in France that has started to claim victims. In concrete terms, the criminal will send money to a target. He will then contact the latter (often by SMS) and explain that he made a mistake during the transfer, asking him to retransfer the amount.

Beware of your bank card on Sunday and Monday

Obviously, bank card scams are still widespread, with a method that is extremely effective in stealing victims' identifiers and extorting money from them. According to the European Central Bank, France is the European champion of bank card fraud, with more than 211 million euros embezzled.

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The technique is well-known: the criminals insert an object into the ATM slot in order to block it, while remaining close to the ATM. The victim will then have to hand over their bank card and enter their code, which will (more or less) discreetly be memorized by the criminal. With the card blocked, the victim has no choice but to leave the premises, while the perpetrator of the scam will take charge of recovering the card, of which he now knows the secret code.

© Unsplash/CardMapr.nl

And of course, to perfect the trap, these scams generally tend to take place on Sundays and Monday. Why ? Quite simply because the banking establishments are closed on these two days, which gives the scammer plenty of time to use the credit card, the victim often being in the’ ;#8217;inability to object and/or to notice the fraud.

A few weeks ago, another fraud was wreaking havoc, still linked to our precious banking establishments. This one consists of allowing the user to call their bank for a simple account verification. The number displayed is the right one, the interface seems normal. However, on the other end of the line, it is not a bank advisor who answers… but a cybercriminal who claims to be an employee of the bank, ready to retrieve your confidential information. So be careful.

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