© BforBank
For 2024, BforBank wanted a little freshness. In recent months, the Crédit Agricole subsidiary has carried out a global overhaul: offers, site, logo, application… Everything has been redesigned in order to adapt to the desires, needs and new behaviors of the French. By broadening its horizons, BforBank ensures that it maintains its place in the hearts of its customers.
As a key player in the online banking landscape, BforBank offers several daily banking services. Today, the Bfor+ Savings Account is a safe and effective solution for growing your savings. Especially right now! For any opening before February 29, 2024, the Bfor+ Savings Account displays a gross annual rate boosted to 5.5% for 6 months. So you have freedom and efficiency.
The Bfor+ Savings Account, a flexible and secure savings account
It is sometimes difficult to find a solution that is both secure and profitable to grow your savings. Good news: the Bfor+ Savings Account combines these two key elements. If inflation slowed significantly in France in January 2024 (3.1%), the Livret A is still lower. Which causes consumers to lose money, and therefore purchasing power.
By opting for the BforBank CSL Bfor+, you are choosing one of the rare savings investments that currently offers a positive real (i.e. inflation-adjusted) return. For six months, BforBank guarantees you an annual rate of 5.5% gross up to a limit of 100,000 euros. After this period enjoying a preferential rate, the standard rate (which is currently 2.1% gross per year) will apply.
To benefit from this very advantageous rate, simply open your savings account before February 29, 2024 and have a current account with BforBank. These are two very poor conditions for making your savings prosper with complete peace of mind.
You can fund your Bfor+ Savings Account from 10 euros and up to 4 million euros. Suffice to say that you have some margin with this savings account. If you exceed 100,000 euros, all deposits beyond that during the first six months will be subject to remuneration at the standard rate.
To guarantee you essential peace of mind, note that deposits and withdrawals are free and instant. With BforBank, you have no management fees to expect. Closing your account won't cost you anything either. So you can deposit and withdraw your savings as you wish. Your money is available at any time.
© BforBank
During its redesign, BforBank redesigned its application. Completely redesigned and with a completely revised 100% digital journey, it has never been easier to manage your savings online. The BforBank application is intuitive and allows you to easily manage flows from an account to your savings account, and vice versa, without having to go through a advise. To open your Bfor+ Savings Account, you can do this directly on the iOS or Android application. All you have to do is make a first payment of at least 10 euros. Your interest will be paid to you on December 31 of each year.
Note that the Bfor+ Savings Booklet from BforBank obeys the same fortnightly rule as the Livret A. That is to say that the interest on your booklet is calculated twice a month and the sums paid bear interest at from the first day of the fortnight following the payment or transfer, namely the 16th of the same month or the 1st of the following month. Therefore, it is in your best interest to pay attention to this before depositing or withdrawing funds so as not to lose interest over this period.
The human at the heart of BforBank
Now, BforBank is a mobile-only bank for new customers. But with its recent overhaul, the Crédit Agricole subsidiary is making sure to make everything simple and accessible. However, the bank relies heavily on people and promises attentive and available customer service.
In this sense, BforBank advisors are all based in France and can be reached 24 hours a day, 7 days a week. If there is a problem or if you have a question, they are here to help you. The BforBank chat is managed by a human to guarantee you always sensible answers. Knowing that you can count on attentive, responsive and attentive customer service is a real asset.
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In partnership with BforBank