Bank transfers blocked for several days at all banks

“Bank transfers blocked for several days in all banks”

Customers will have to think ahead if they want to send money in a few days.

This is a period that is best marked in your calendar. In a few days, most bank transfers will be blocked, for a period of four days. If you are waiting for a payment or if you need to send money, it is better to anticipate and do it early. in advance or warn that the amount will arrive with a slight delay. No one, or almost no one, will be able to escape this threat. this blockage.

This is not a new thing, far from it, but the general public is often unaware of it: it is not always possible that ;a transfer arrives at its recipient within the usual 24 hours. Every year, the system that manages money transfers is closed. for a few days, always on the same dates. And all countries with the Euro are concerned since it is a system common to the 20 countries. common currency statements.

While this normally only happens one day from time to time, other – New Year's Day, Labor Day and Christmas -, the Easter period is the main one concerned, ;où the impossibility of making transfers takes the longest. This year, from Friday March 29 to Monday April 1, 2024 inclusive, no transfers between two banks can be made. The money will only arrive in the accounts once the payment has been made. from Tuesday April 2. More precisely, these are all transfers made to your bank account. from Thursday March 28 after 4:30 p.m. which will not arrive until the following week, details the Banque de France.

This concerns you if you make a transfer to an establishment other than yours, for example from your BNP account to a CIC, Banque Populaire, Sociét& ;eacute; general or other. On the other hand, any transfer between two accounts of the same bank can be received within the usual time limits. Thus, replenish your current account thanks to à a payment from your booklet A will be everything. possible, just like paying money to others. a person from the same banking network.

If you're really pressed for time, you can always use instant transfers. These will operate throughout the entire period, even on Sundays. Paid in some establishments, free in others, they allow you to bypass the traditional system and have the money arrive within the day, as long as the account is located in a Euro zone country. According to the latest data from INSEE (which dates from 2018), at least 9 million transfers are made every day in France.